| If you drive a vehicle on any public roadway in South | | | | begin handing out bonuses after only six months of |
| Carolina you simply must buy automobile insurance. | | | | accident-free driving - other companies may make |
| South Carolina has a system set up with the | | | | you wait a year, but not filing claims often can save |
| insurance companies so that it is informed the minute | | | | you money. |
| an insurance policy is canceled or lapses - and if that | | | | Pay your premiums automatically from your bank |
| policy isn't replaced within 20 days the penalties for | | | | account. Automatic payments save you money |
| the registered owner of that vehicle can be severe. | | | | month after month. |
| A much better way to beat the high cost of | | | | Driver's under 25 can save at least 5% a month |
| automobile insurance here in South Carolina is to find | | | | simply by remaining in school and maintaining a "B" |
| safe and legal ways to lower your monthly premium - | | | | grade average or better. |
| and once we've done that, to get online and | | | | Drivers over 55 may get a 10% break on their |
| compare the price of your "super-low-priced-policy" | | | | insurance rates by passing a special driver's refresher |
| on several of the automobile insurance price | | | | course. Not all companies make this discount available |
| comparison websites. | | | | so ask your agent if you can qualify. |
| But before we start making "comparisons" online, let's | | | | See if your place of employment or any clubs or |
| try to create a low-priced policy that we can | | | | organizations or groups that you belong to offer |
| compare in order to really save some serious money. | | | | group car insurance. Group rates are almost always a |
| Let's start with you. Did you know that the way you | | | | savings over individual rates. |
| drive affects the price you pay for your insurance | | | | Often adding an anti-theft device as simple as a |
| more than any other single factor? If you have | | | | steering wheel lock or an electronic device that shuts |
| speeding tickets or any moving violations on your | | | | off your fuel pump until it receives a hidden |
| driving record you simply are not going to get the | | | | command can save you big bucks each month on |
| lowest cost automobile insurance available in South | | | | your car insurance. Ask your agent. |
| Carolina. | | | | Carpool to work. Driving your car back and forth to |
| If you have a DUI or a DWI on your record then | | | | work less often will reduce your auto insurance rates. |
| you can kiss any chance for low cost automobile | | | | If you stop working and are no longer making the |
| insurance good-bye for at least 3 years. Possibly | | | | trip back and forth to work at all, be sure to let your |
| longer. | | | | agent know as this will lower your monthly premium. |
| Keeping your car in a garage at night will save you | | | | Can you afford to increase your deductible? Don't |
| money on your automobile insurance every month. | | | | promise to pay more than you can afford, but the |
| Find ways to drive less. Many people are now using | | | | higher your deductible the lower your monthly |
| public transportation as their "second car" and leaving | | | | automobile insurance payment. |
| their vehicle parked as much as possible. If you can | | | | Finally, take what you've learned in this article and fill |
| reduce your driving to below 500 miles per month | | | | out the form on a minimum of 3 websites that make |
| you may be in for a rather nice Low Mileage | | | | price comparisons of automobile insurance policies |
| Discount. | | | | from different companies. The trick is to put the |
| If you are married sign the wife up as the primary | | | | exact same information on the form on all three |
| driver and the husband as the secondary driver. | | | | comparison websites so that you are comparing the |
| Women pay less for automobile insurance and this | | | | same insurance policy on all sites. |
| trick will save both of you money. | | | | Then simply choose the lowest price from among all |
| Don't bother your insurance company with small, | | | | of the insurance companies operating in the state of |
| unimportant claims. Save your insurance for major | | | | South Carolina and you'll have found the best deal |
| claims. The longer you go without filing a claim the | | | | possible on automobile insurance. It's that simple. |
| less your insurance will cost you. Some companies | | | | |