| Almost every driver in Massachusetts is looking for | | | | that you belong to offer their members group car |
| affordable car insurance. And why not? You may | | | | insurance. If not, ask family and friends if they belong |
| have to purchase car insurance to drive a vehicle on | | | | to any groups or associations that offer members |
| a public road in Massachusetts, but there's no sense | | | | low cost group car insurance - if so, see about |
| in over-paying for your insurance. | | | | joining. |
| One of the surest ways of finding affordable car | | | | If you are married put the wife on the policy as the |
| insurance in Massachusetts is to compare the prices | | | | primary driver and the husband as the secondary |
| of car insurance online. However, unless you know | | | | driver. Women pay less for car insurance and setting |
| how to fill out the forms on the price comparison | | | | up your policy in this way will save you money every |
| websites so that you create the lowest-priced car | | | | month. |
| insurance policy to begin with you're really not going | | | | If you have towing or car rental through AAA or |
| to save all that much money. | | | | through a credit card, then there is no need to pay |
| So let's take a look at some of the things you can | | | | for it each month as part of your car insurance. |
| do to create a low-priced policy. | | | | Young drivers should stay in school and keep their |
| Can you keep your car in a garage at night? If your | | | | grades up. A "B" or better grade should earn you a |
| car is not parked in the open, available to thieves and | | | | minimum 5% Good Student Discount. |
| vandals, you will save money on your insurance each | | | | Older drivers can sometimes get a break on their |
| month. | | | | insurance if they take a special driver's refresher |
| Can you drive less? Taking public transportation for | | | | course. Talk to your agent and see if your company |
| as much of your "driving" as possible could save you | | | | offers this discount. |
| money in several ways, including lower car insurance. | | | | Older cars that have little or no Kelly Blue Book value |
| If you can keep your driving under 500 miles per | | | | should be removed from any comprehensive or |
| month you may qualify for a Low Mileage Discount. | | | | collision coverage. In fact, your vehicle loses value |
| A portion of your premium is probably based on the | | | | each year and you should be decreasing your collision |
| fact that you drive back and forth to work | | | | and comprehensive coverage to match your car's |
| everyday. If you could carpool and cut the number | | | | declining value. |
| of days that you drive back and forth to work each | | | | Increase your deductible. This is a sure-fire way to |
| month in half, the savings on your car insurance could | | | | lower your monthly car insurance premium, but care |
| be substantial. | | | | must be taken that you don't increase your |
| If you stop working and stop driving to work and | | | | deductible to the level that you can't afford to pay it |
| back at all you should definitely let your agent know. | | | | if you should have a claim. |
| Make automatic premium payments from your bank | | | | Finally you'll want to find at least 3 websites that |
| account each month. If your insurance company | | | | encourage you to compare the prices of car policies |
| doesn't have to send out a bill each month they | | | | from different insurance companies. Using everything |
| should reward you by giving you a small break on | | | | you have learned from this article you should fill out |
| your insurance. | | | | the forms on a minimum of 3 different websites. But |
| Some companies give you a hefty break on your | | | | be careful that you fill out all three forms in exactly |
| insurance if you purchase even simple anti-theft | | | | the same way so that your comparisons have some |
| devices such as a steering wheel lock or a device to | | | | value. |
| disable your fuel pump unless you hit a secret switch. | | | | Once you've done this then all that's left is for you to |
| Ask your agent if installing such security devices will | | | | choose the lowest-priced policy and smile, smile, |
| lower your insurance costs. | | | | smile, since you now know exactly how to get |
| Find group car insurance. Often you can purchase | | | | affordable car insurance in Massachusetts and save |
| low-cost group car insurance at your place of work. | | | | money month after month! |
| If not, see if any clubs or organizations or groups | | | | |